Do you owe more than £1,500 on a loan or credit card?


Credit Write offs

We could write off the balances!!

Take the test now to see if you qualify for a loan or credit card refund.

Take the test

See if you qualify today, just take the test!


Prior to April 2007 a number of Credit Agreements were written incorrectly. This may give you the right to cancel your agreement and stop making repayments. Don't delay and start your claim today before it is too late, there is no obligation so you have nothing to lose.

Just some of the benefits:

  • We could write off your loans or credit cards.
  • Free advice, no obligation to proceed.
  • Fast and friendly service.
  • Expert Claims Specialist.

 

"Make your claim today, before your lenders change their terms; and it may be too late for you to claim. It is your right to cancel."


The Refund Test

Step 1 - About You  
Step 2 - Refund Calculation Loans Credit Cards  
 
 
 
 
   
   
   



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Don't just take our word for it


"The court said the loan agreement was unenforceable under the Consumer Credit Act after the original loan company had wrapped insurance payments into the debt and then added interest and penalty payments to the total"

"The bill gives us the once-in-a-generation opportunity to prevent more people becoming trapped in grossly unfair credit deals."

"There are undoubtedly thousands, if not millions, of other unfair loans out there still to be checked."
Unenforceable Credit Agreements - The Process

According to the Consumer Credit Act (CCA), if a financial agreement or terms and conditions for products such as credit card, loan, hire purchase, mortgage or any other borrowing is missing certain important term or was written incorrectly; then you may be able stop making remainder of the repayments; or return goods and items you purchased with that loan. These type of contracts are considered unenforceable.

For a small refundable fee your credit card or loan agreement will be assessed to see if it is unenforceable. The process is quite simple, all you have to do is answer a few simple questions and return a letter of Authority and fair Trading Statement. Once we have the required documentation we will ask your lender to give us a copy of your agreement. We will check through the agreement to see if it is unenforceable.

Once the assessment of your loan agreement has been evaluated, you will be notified of whether your case can be processed (your agreement is unenforceable) or not (your agreement is not unenforceable).